Methods

00

All controls that you adhered to have been successfully completed Fraud Rule: All

02

The card used has exceeded the authorised balance limit Fraud Rule: Card Velocity

03

The card used is on the merchant’s “grey list” Fraud Rule: Card number grey list

04

Deprecated value. The postal code used is on the merchant’s “grey list” Fraud Rule: Postal code grey list

05

Deprecated value. The BIN of the card used belongs to a range which is not referenced on Sherlock’s platform BIN table Fraud Rule: Card country / Commercial card (and card country)

06

The country code related to the card number is not on the list of countries allowed by the merchant Fraud Rule: Card country

07

Virtual card (e-card) detected Fraud Rule: Virtual card

08

The card BIN is present in a range on the merchant’s “grey list” Fraud Rule: BIN range grey list

09

Deprecated value. Unknown country IP Fraud Rule: IP address country

10

Denied country IP Fraud Rule: IP address country

11

Card in hot/black list Fraud Rule: Hot list

12

Country card / IP address country combination denied Fraud Rule: IP and card country

13

Deprecated value. Unknown country IP or card. The country code cannot be determined from the card number Fraud Rule: Combination of card and IP address country

14

Systematic authorisation card Fraud Rule: Systematic authorisation card

15

Deprecated value. Unknown BIN (on control of systematic authorisation card) Fraud Rule: Systematic authorisation card

16

IP address in progress exceeded Fraud Rule: IP address velocity

17

Blocking related the status of the 3-D Secure authentication process Fraud Rule: 3-D Secure authentication

18

The card number is a commercial card number Fraud Rule: Commercial card

19

The card number is not part of the CB scheme Fraud Rule: CB scheme card

20

Customer ID in progress exceeded Fraud Rule: Customer ID velocity

21

Maximum number of customer ID per card exceeded Fraud Rule: Number of customers per card

22

Maximum number of cards per customer ID exceeded Fraud Rule: Number of cards per customer

23

The card is going to expire Fraud Rule: Card expiry date

24

For futur use

25

The amount violates one of the defined boundaries Fraud Rule: Cap collar Amounts

26

Delivery postal code and billing postal code are different Fraud Rule: Delivery and billing postal code

27

At least one of email addresses provided is contained in a list of suspicious domain names Fraud Rule: Free e-mail address

28

Customer identifier is on the merchant’s “black list” Fraud Rule: Customer ID black list

29

Customer identifier is on the merchant’s “grey list” Fraud Rule: Customer ID grey list

30

Delivery country and billing country are different Fraud Rule: Delivery and billing country

31

At least one of email addresses provided is on the merchant’s “black list” Fraud Rule: E-mail address black list

32

At least one of email addresses provided is on the merchant’s “grey list” Fraud Rule: E-mail address grey list

33

At least one of phone number provided is on the merchant’s “black list” Fraud Rule: Phone number black list

34

At least one of phone number provided is on the merchant’s “grey list” Fraud Rule: Phone number grey list

35

At least one of contact name provided is on the merchant’s “black list” Fraud Rule: Customer name black list

36

At least one of contact name provided is on the merchant’s “grey list” Fraud Rule: Customer name grey list

37

Buyer’s IP address is on the merchant’s “black list” Fraud Rule: IP address black list

38

Buyer’s IP address is on the merchant’s “grey list” Fraud Rule: IP address grey list

39

The country / postal code combination is on the merchant’s “black list” Fraud Rule: Postal code black list

3L

Reason of the refusal of the transaction which is the transaction is not guaranteed by any entity (acquirer, wallet provider, etc.) Fraud Rule: Authent guarantee

40

The country / postal code combination is on the merchant’s “grey list” Fraud Rule: Postal code grey list

41

The card BIN is present in a range on the merchant’s “black list” Fraud Rule: BIN range black list

42

Card country / delivery country combination denied Fraud Rule: Delivery and card country

43

The card number is a commercial card number and the issuing country is not associated to a country accepted by the merchant Fraud Rule: Commercial card (and card country)

44

IP address of the buyer denied Fraud Rule: IP address reputations

45

Number of different cards allowed for a given IP address. Fraud Rule: Number of cards per IP address

46

The email address format provided is incorrect Fraud Rule: E-mail address syntax

47

Card country / billing country combination denied Fraud Rule: Billing and card country

50

The card used is on the merchant’s “black list” Fraud Rule: Card number black list

51

At least one product in the basket is on a risky product list Fraud Rule: Risky product list

52

The quantity of risky products in the basket exceeds the allowed quantity Fraud Rule: Risky product quantity

53

The ration of risky products/total amount of the basket exceeds the allowed ratio Fraud Rule: Risky product ratio

54

The quantity of products in the basket exceeds the allowed quantity Fraud Rule: Product quantity

55

Simple mode: the IBAN country code is not allowed. Advanced mode: the IBAN country is disadvantaged or advantaged. Fraud Rule: IBAN country

56

Simple mode: the delivery country and IBAN country combination is not allowed. Advanced mode: the delivery country and IBAN country combination is disadvantaged or advantaged. Fraud Rule: Delivery and IBAN country

57

Simple mode: the phone number country and IBAN country combination is not allowed. Advanced mode: the phone number country and IBAN country combination is disadvantaged or advantaged. Fraud Rule: Phone number and IBAN country

58

Simple mode: the IP country and IBAN country combination is not allowed. Advanced mode: the IP country and IBAN country combination is disadvantaged or advantaged. Fraud Rule: IP address and IBAN country

59

The number of IBANs per IP address exceeds the allowed threshold. Fraud Rule: Number of IBANs per IP address

60

The number of IP addresses per IBAN exceeds the allowed threshold. Fraud Rule: Number of IP addresses per IBAN

61

The number of different customers per IBAN exceeds the allowed threshold. Fraud Rule: Number of customers per IBAN

62

The number of different IBANs per customer exceeds the allowed threshold. Fraud Rule: Number of IBANs per customer

63

The number of mandates per IP address exceeds the allowed threshold. Fraud Rule: Number of mandates per IP address

64

Too many transactions/Excessive amount spent for the mandate used. Fraud Rule: Mandate velocity

65

Too many transactions/Excessive amount spent for the IBAN used. Fraud Rule: IBAN velocity

66

The BIC is in your “blacklist”. Fraud Rule: BIC blacklist

67

The BIC is in the your “greylist”. Fraud Rule: BIC greylist

68

The IBAN is in your “blacklist”. Fraud Rule: IBAN blacklist

69

The IBAN is in your “greylist”. Fraud Rule: IBAN greylist

70

The mandate is in your “blacklist”. Fraud Rule: Mandate blacklist

71

The mandate is in your “greylist”. Fraud Rule: Mandate greylist

72

Prepaid carte detected Fraud rule: Prepaid card

73

Invalid issuer country. Fraud rule: Card issuing country

74

Invalid billing and card issuing country combinaison. Fraud rule: Card issuing and billing country

75

Invalid shipping and card issuing country combinaison. Fraud rule: Card issuing and delivery country

76

Invalid ip card and issuing country combinaison. Fraud rule: Card issuing and IP country

77

Commercial card with invalid issuing country. Fraud rule: Commercial card (and card issuing country)

99

the Sherlock’s server encountered a problem during the processing of one of the additional local checks Fraud Rule: All

AA

Card number is on the merchant’s “white list” Fraud Rule: Card number white list

AB

Customer identifier is on the merchant’s “white list” Fraud Rule: Customer ID white list

AC

At least one of email addresses provided is on the merchant’s “white list” Fraud Rule: E-mail address white list

AD

At least one of phone number provided is on the merchant’s “white list” Fraud Rule: Phone number white list

AE

Buyer’s IP address is on the merchant’s “white list” Fraud Rule: IP address white list

AF

At least one of contact name provided is on the merchant’s “white list” Fraud Rule: Customer name white list

AG

The country / postal code combination is on the merchant’s “white list” Fraud Rule: Postal code white list

AH

The card BIN is present in a range on the merchant’s “white list” Fraud Rule: BIN Range white list

AI

The BIC is on your “whitelist” Fraud Rule: BIC whitelist

AJ

The customer’s BIC is on your “whitelist” Fraud Rule: IBAN whitelist

AK

The customer’s SDD mandate is on your “whitelist” Fraud Rule: Mandate whitelist

Empty

No control performed Fraud Rule: No rules